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Insight of the Day: What consumers' Cash App behavior reveals about modern dining trends

Findings:Cash App's peer-to-peer transaction data reveals a rise in indulgent dining behaviors, with trends like "girl dinner," mocktails, and Crumbl cookies gaining traction. TikTok and social media play a significant role in shaping these modern dining trends. Consumers are favoring affordable treats, healthier beverage options like matcha, and even TikTok-inspired snacky meals.

Key Takeaway:Consumers are increasingly embracing small indulgences, easy-to-make meals, and wellness-driven alternatives as part of their dining experiences, driven largely by social media influence.

Trend:The "treat economy" is booming, with consumers spending on affordable, fun food items like cookies, mocktails, and “girl dinners.” Health-conscious drinks like matcha and mocktails are also on the rise.

Consumer Motivation:Consumers are motivated by the desire for affordable indulgence, convenience, and wellness. Social media trends and economic conditions further encourage spending on small, enjoyable treats and easy, casual meals.

What is Driving Trend:Social media platforms like TikTok are key drivers, spreading viral food concepts such as “girl dinner” and mocktails, alongside economic conditions that encourage low-cost indulgence.

Who Are the People Referred to in the Article:The article refers to Cash App users, largely Gen Z and millennials, who are influenced by social media trends, as well as brands like Crumbl cookies and fast-food chains like Popeyes, which have adapted to these consumer preferences.

Description of Consumers, Product, or Service, and Their Age:Consumers, primarily Gen Z and millennials, are indulging in products such as Crumbl cookies, mocktails, and matcha. These offerings cater to younger demographics that favor social media-driven, trendy, and health-conscious options.

Conclusions:The growing popularity of small treats, TikTok-driven meal ideas, and wellness beverages reflects a broader consumer shift toward affordable indulgence and health. Restaurants and food brands should adapt to these trends to capture attention in a changing dining landscape.

Implications for Brands:Brands should capitalize on social media-driven trends and the rising demand for small, indulgent, and convenient meals. Creating buzz around affordable, fun food items can increase consumer engagement.

Implications for Society:The intersection of wellness and indulgence in dining reflects modern consumers’ balance between enjoying life’s little pleasures and maintaining a healthy lifestyle. Social media’s influence on consumption patterns continues to grow.

Implications for Consumers:Consumers benefit from an increasing variety of indulgent yet accessible food options, along with health-conscious alternatives that cater to both taste and wellness.

Implication for Future:Social media will continue to play a key role in shaping food trends, with consumers increasingly drawn to affordable treats and wellness-focused alternatives. Brands that tap into these trends will remain relevant.

Consumer Trend:The rise of “small indulgences” like Crumbl cookies and mocktails, alongside casual, easy meals such as “girl dinner,” reflects consumers’ desire for fun, affordable food experiences.

Consumer Sub Trend:The “sober curious” movement and the preference for health-conscious drinks like matcha and mocktails highlight a shift toward mindful drinking and wellness-focused choices.

Big Social Trend:Social media, particularly TikTok, is driving consumer dining habits, making viral food trends such as “girl dinner” and mocktails mainstream.

Local Trend:Restaurants are adapting to viral trends by offering variations like Popeyes' "girl dinner" menu, showing how local dining establishments can capitalize on social media buzz.

Worldwide Social Trend:Globally, consumers are embracing indulgent treats and healthier alternatives, with wellness and affordability driving dining behaviors across various regions.

Name of the Big Trend Implied by the Article:The Affordable Indulgence & Wellness trend.

Name of Big Social Trend Implied by the Article:The Social Media-Driven Dining trend.

Social Drive:Social media platforms, particularly TikTok, are accelerating the spread of food trends, shaping how and what consumers choose to eat.

Strategy Recommendations for Companies to Follow in 2025:

  1. Social Media Integration: Leverage social media to create buzz around new food products and capitalize on viral trends like “girl dinner” and mocktails.

  2. Affordable Indulgence: Offer affordable, indulgent items that cater to consumers seeking small, enjoyable treats during economic uncertainty.

  3. Wellness-Driven Offerings: Introduce wellness-focused drinks and food options, such as matcha and mocktails, to meet growing demand for healthy, mindful choices.

  4. Convenience: Develop easy-to-make or ready-to-eat meal options that align with trends like “girl dinner,” providing convenience without sacrificing enjoyment.

Final Sentence (Key Concept):The key trend emerging from Cash App’s data is Affordable Indulgence & Wellness, where consumers seek fun, affordable treats and healthier options influenced by social media. To benefit in 2025, brands should integrate social media-driven trends into their offerings and focus on indulgent, wellness-oriented products that appeal to younger, trend-focused consumers.

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